Huntington Bancshares: By Reference. The Underwriting Agreement, The Fifth Supplemental Indenture, The Seventh Supplemental Indenture And The Notes Are More Fully Described In A Prospectus Supplement, Dated January 26, 2024, Filed With The U.s. Securities And Exchange Commission (the Commission ) On January 30, 2024, To The Accompanying Prospectus Filed With The Commission On March 14, 2022, As Part Of The Company S Registration Statement On Form, Financial Statements And Exhibits